Optimize Your Investment Portfolio

Investor Refinance

Unlock equity, reduce rates, or restructure your financing with tailored solutions for real estate investors. Our lending experts are here to help you maximize your portfolio’s potential. Fill out the form below to get started.

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UP TO
6.75%
RATES FROM*
75%
LTV
10-22
DAY CLOSE
30, 40yr
I/O OPTION
$75k up to $2M

Step 1: Book A Call

Investor Refinance

Benefits

Why Choose Our Investor Refinance Loans?

DSCR Loans Direct’s Investor Refinance loans are designed to unlock the full potential of your existing investment properties. Whether you want to access equity, reduce your interest rates, or restructure your financing, our straightforward process ensures fast, flexible options tailored to your goals. Our refinancing solutions provide real estate investors with competitive terms, quick access to funds, and the flexibility needed to grow and optimize their portfolios.

Tailored for Real Estate Investors

Are We a Good Fit?

Our Investor Refinance loans, including hard money and cash-out refinance options, are designed to provide flexible, fast funding for real estate investors looking to optimize their portfolios or access equity. To qualify, you’ll need:

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Experience

No prior experience required.

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Credit Score

Minimum of 660

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Liquidity/Reserves

1–3 months of reserves.

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Property Type

Single-family homes (SFR), condos, townhomes, or 2–4 unit residential properties.

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Additional Requirements

Non-owner-occupied properties, no seasoning requirement, and blanket loan options available.

Get Started

Apply Now

Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

Investor Refinance Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
Investor Refinance
Experience Required
Any
Minimum Credit Score
660
Liquidity/Reserves
1–3 Months Reserves
Prepayment Penalty
Optional
Closing Timeline
10 to 22 Days
Rate
6.75%
Loan-to-Value (LTV)
Up to 75% cash out, 80% rate and term
Loan Term
30, 40 Years or Interest Only
Asset Types
SFR, Condo, Townhome, 2–4 Units
Loan Amounts
$75,000 to $20,000,000
Product Specifics
Non-owner-occupied, no seasoning requirement, blanket loan options
Number of Units
1–4 Units

Your Trusted Partner in Real Estate Refinancing

  • Transparent Process: We make refinancing simple and stress-free, so you can focus on your investments.
  • Quick Turnarounds: Our team ensures fast and reliable closings, typically within 10–14 days.
  • Customized Solutions: We offer refinancing options tailored to your specific goals, from reducing rates to accessing equity.
  • Dependable Expertise: With years of experience in real estate lending, we’re committed to helping you succeed.

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.