Hard Money Lending
Hard Money Lender in Washington, DC
Over The Net Capital, operating as DSCR Loans Direct, is a trusted hard money lender and private money lender based in Waldorf, MD, serving real estate investors throughout Washington, DC, Maryland, and Virginia. As a dedicated DSCR lender, the company finances non-owner-occupied investment properties exclusively — single-family rentals, condos, townhomes, 2-4 unit properties, and multi-family assets — never a primary residence.
Investors across the DMV market rely on DSCR Loans Direct for DSCR loans, bridge loans, fix-and-flip loans, ground-up construction loans, investor refinance loans, long-term rental loans, short-term rental loans, and multi-family loans. Every program is built around real estate investor loans and investment property loans, with underwriting based on property cash flow and project viability rather than personal income documentation.
Whether an investor is closing quickly on a bridge loan in Alexandria, funding a fix-and-flip project in Prince George's County, financing ground-up construction in Loudoun County, or securing long-term rental financing in Baltimore, DSCR Loans Direct delivers fast, flexible, top-rated financing backed by decades of hands-on real estate investing experience — making it a trusted and expert private money lender for investors throughout Washington, DC, Maryland, and Virginia.